Ifthikar Mohamed, Author at WIS Mortgages

Appointed Representative and Self Employed Mortgage Broker Support That Actually Lets You Scale

April 29, 2026

If you are searching for an appointed representative role or a self employed mortgage broker position,
you are probably not just looking for a place to be authorised. You are looking for a home where you
can actually grow your income without burning out, which is exactly what we explain on our Join as an
RI

Why Strong Support Is The Secret To Self Employed Broker Growth In 2026

April 28, 2026

Self employed mortgage advisers want freedom but quickly find themselves weighed down by admin,
compliance and marketing. WIS Mortgages provides full paraplanning and back office
support, modern technology, access to MortgagX and the Mortgage AI Toolkit, and no
joining fees, so advisers can spend more time with clients, submit more applications and grow their
income in 2026.

Why I’m Telling Clients to Lock In Mortgage Rates Now (Even as Lenders Cut)

April 17, 2026

The Week the Major Lenders Blinked In the week of 13–17 April 2026, we
finally saw the move we’ve been waiting for. Major UK lenders, including Halifax, HSBC,
and Santander, have trimmed fixed rates after a bruising start to the year.

The Bank of Mum and Dad: How to UseFamily Support to Buy Your First Home

April 16, 2026

Getting your first set of keys in the UK has changed. It’s no longer just about working hard
and saving; it’s about strategy. For many, that strategy involves the "Bank of Mum and Dad."
But how do you do it without creating a tax nightmare or family tension?

Buying Your First Home or Moving in 2026?

April 9, 2026

Navigating the property market in April 2026 requires a blend of local insight and national
economic awareness. While the start of the year saw a surge in confidence, the "Spring
Market" in West Malling is being shaped by a more cautious approach to interest rates and a
high demand for quality family housing in the ME19 area.

Spring 2026 Mortgages: Is This a Window of Opportunity?

April 9, 2026

Spring 2026 is shaping up as a more stable but still challenging moment for mortgages in the UK.
That mix of higher rates and softer house prices could create a real opportunity for some buyers
and remortgagers. At the same time, nothing is guaranteed, so it is important to stay balanced and
focus on what is right for your own situation rather than trying to time the market perfectly.

What Most Self-Employed Mortgage Brokers Are Missing Right Now

April 2, 2026

A WIS Mortgage broker recently submitted 15 fully compliant applications in a single day.
Not by cutting corners. Not by working longer hours.
But by having:
 AI-powered tools (MortgagX + Mortgage AI Toolkit)
 Dedicated admin support
 Proven operational backing from industry partners like Greenstone Mortgages

When Will Interest Rates Drop in the UK? (2026 Update)

March 31, 2026

 Current Status: The Bank of England held the base rate at 3.75% on March 19,
2026.
 The Outlook: Inflation has ticked back up to 3%, and energy price volatility is
delaying the rate cuts many expected.
 The Strategy: Do not gamble on a "perfect" timing. Secure a rate now to protect your
budget, and switch if a better deal appears before you complete.

The March Mortgage Shock: Fixed Rates Are Rising Again. Here’s What It Means for You

March 30, 2026

As of this morning, we are seeing further lenders adjusting their fixed-rate ranges and
withdrawing selected products. If you have a mortgage offer expiring or are planning to
submit soon, early action is strongly advised.

The Monday After: Why Mortgage Rates Are Rising Despite the Base Rate Hold

March 23, 2026

Last Thursday, the Bank of England's Monetary Policy Committee voted to maintain the Base
Rate at 3.75 percent. For many homeowners, a hold usually signals stability. However, the
market has not stood still over the last 72 hours.

Author: Ifthikar Mohamed