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Author: WIS Team

All you need to know about shared ownership mortgages

November 24, 2023

Find out all you need to know about shared ownership mortgages with this article that looks at this useful scheme that helps people get on the property ladder. Shared ownership mortgages have become an increasingly popular method for first-time buyers and those on a lower income to get onto the property ladder. As housing prices continue to rise, traditional methods of buying can sometimes seem out of reach.

Purchasing BTL property via limited company SPV

November 17, 2023

Find out about Purchasing BTL property via limited company SPV with this article that looks at the benefits and pitfalls of this form of property investment. The Buy-to-Let market has long been an attractive investment option for those looking to achieve long-term financial growth in the UK. Recent changes in tax legislation have made purchasing a BTL property through a Limited Company Special Purpose Vehicle (SPV) a popular choice among investors.

Your guide to applying for a mortgage in the UK while living on a visa

November 10, 2023

Learn about applying for a mortgage in the UK as a foreign national in this article that acts as your guide for this process in the UK while living on a visa. Navigating the property market in the UK can be complex at the best of times, but the process becomes even more intricate when you’re a non-resident with a visa. However, securing a mortgage in the UK while on a visa is possible, provided you meet certain requirements and follow the right steps.

What are the tax advantages of buying a property via a limited company?

November 3, 2023

Learn about the tax advantages of buying a property via a limited company with this article that looks at how this type of setup is a tax-efficient option. Purchasing a property is a major decision for individuals and businesses alike. For many, the choice is not just about the property itself, but also the financial and tax implications associated with the purchase.

Buy-to-Let and Residential Mortgages for UK Expats Explained

October 20, 2023

Learn about buying property in the UK as an expat with this article that provides a comprehensive guide for buy-to-let and residential mortgages for UK expats. For British nationals residing outside the UK, the prospect of investing in property back home or acquiring a residential space can be particularly appealing.

International buy-to-let investors and UK mortgage options

October 13, 2023

Learn about the different options for international buy-to-let investors and UK mortgage options in this article that discusses buy-to-let mortgages in the UK. The United Kingdom has always been a hotbed for property investment, attracting both domestic and international investors. For international investors, the buy-to-let market in the UK offers an attractive opportunity to capitalise on a historically strong and stable market.

Your guide to Islamic finance home purchase plans

October 6, 2023

Learn about Islamic mortgages in this article that acts as your guide to Islamic finance home purchase plans, covering key details about this financial product. Buying a home is one of the biggest purchases you’ll ever make. However, the traditional mortgage model – where borrowing money involves paying interest – can be a sticking point for those following Islamic principles, which prohibit paying or receiving interest.

What You Need to Know About Mortgages for Foreign Nationals in the UK

September 29, 2023

Find out what you need to know about mortgages for foreign nationals in the UK with this article that discusses how these specialist mortgage products work. The UK has long been an attractive destination for foreign nationals looking to buy property, either for personal use or as an investment. However, securing a mortgage in the UK as a foreign national is not always straightforward and comes with its own set of considerations.

Is it better to remortgage now?

September 15, 2023

Learn about whether or not it is better to remortgage now with this article that goes over some of the key things you should think about when remortgaging. For homeowners, one crucial decision often arises during the course of their mortgage term: whether to re-mortgage or not. As the financial landscape continues to evolve, the question of whether it is better to re-mortgage now in the UK becomes increasingly relevant.

How does SONIA swap rates affect the mortgage interest rates in the UK?

September 8, 2023

Find out how SONIA swap rates affect the mortgage interest rates in the UK with this article that explores what SONIA swap rates are and how they work. In the UK, the Sterling Overnight Index Average (SONIA) swap rates and their effect on mortgage interest rates is a subject of high significance.