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Author: WIS Team

Why More Brokers Are Going Self-Employed

November 21, 2025

The modern mortgage industry has changed.
Brokers no longer want:
Long hours in corporate roles
Low commission splits
High sales targets
Office politics
Limited earning potential

What’s the Minimum Salary Required for a UK Mortgage?

November 21, 2025

For many first-time buyers and home movers, one of the first questions that comes up is: “What salary do I need to get a mortgage in the UK?” Although this is a perfectly reasonable question, it doesn’t have a straightforward answer.

How NHS Employees Can Get Mortgages in Canterbury, Kent

November 21, 2025

Finding the right mortgage for your situation takes a lot of research and commitment. This can be a problem if you work in a demanding role, such as with the NHS. You’ll likely be dealing with long shifts,

First-Time Buyer Checklist for Skilled Visa Workers

November 21, 2025

Getting your first mortgage in the UK is a massive accomplishment that marks the beginning of a whole new chapter in your life. If you’re living in the UK under a Skilled Worker visa and want to get your first mortgage, getting a mortgage is possible,

What Happens on Remortgage Completion Day?

November 14, 2025

Remortgaging is a normal part of homeownership in the UK, especially once an introductory fixed rate ends. While many homeowners understand the application stages, completion day itself can feel like a mystery.

Will Having a Loan Affect My Remortgage?

November 14, 2025

Many homeowners have at least one active loan at the point of remortgaging, especially if the loan was used for home improvements or consolidating debt. Although this can make remortgaging a bit more complex, it is still very much possible to remortgage with a loan.

How to Get a Joint Mortgage if One Applicant Is an NHS Worker

November 14, 2025

Buying a home together is exciting, but if one of you works for the NHS, the mortgage process can look a little different. Some lenders view NHS income favourably, and there may be special schemes or key-worker products that you could benefit from.

Do Bank Holidays & Weekend Shifts Count in Mortgage Affordability?

November 14, 2025

If you’re thinking about getting a mortgage while working bank holidays, overtime or weekend shifts, you might be wondering if lenders will count this additional income. It’s quite a complex scenario that often requires professional insight to answer.